To represent the companies we are contracted with in a transparent manner. To share with our clients the pros and cons of various options and help them converge on the best solution.
Insurance products can be complicated, confusing and frustrating. There are some unique words in the insurance vocabulary. We act as your interpreter to try to “insure” your understanding.
First, we ask lot of questions and try to understand what you are trying to accomplish. In some cases we have forms that we ask you to complete. Second, we do research (if needed). Third we make suggestions on what might be the most suitable solution. As best as we can we project ourselves into your situation and circumstances. Then, we ask ourselves “what would I do if I were this person?” Sometimes there is a clear and unique solution. More often there are several possibilities that require us to further discuss and clarify what’s most important to you. Our goal is to uncover the optimal solution.
A Medicare Supplement Insurance (Medigap) policy, sold by private companies, can help pay some of the health care costs that Original Medicare doesn’t cover, like copayments, coinsurance, and deductibles.
Medicare Part C - Medicare Advantage Plan (like an HMO or PPO).
Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are offered by private companies approved by Medicare.
Medicare Part D plans are offered by private companies to help cover the cost of prescription drugs. Everyone with Medicare can get this optional coverage to help lower their prescription drug costs. Medicare Part D covers both brand-name and generic prescription drugs at participating pharmacies.
We contract with most major carriers offering Medical, Dental, Vision, Short - Term, Travel and Supplemental Insurance
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Paul and his employee Jerry are **extremely** knowledgeable. As someone who works in a senior services field, I meet so many people who are so confused by Medicare. Paul and his team really take the time to get to know someone and their circumstances, so they can make the best, most cost-effective recommendations. They're great at taking something so complicated, and making it such a simple process. I will definitely be recommending him to my clients, as well as my friends and family. They're a pleasure to work with.
We have been using Paul for many many years for my husbands law office insurance policies as well as for my husbands Medicare coverage. Paul is not only great to work with and easy to reach but he knows so much about Medicare and was able to direct us to the best coverage for my husband's situation. In the past few years we have also had a chance to deal with Gabby Avelar for the group plan. What a delight. She is on top of things and such a pleasure to work with!!! I have not dealt with Alberta but I can tell you the others make a great team and we have been very very happy with them. If you need help with the murky world of Medicare or with group plans do not hesitate to call them!!!
Paul Davis is incredible ! He is absolutely a wealth of knowledge on health and medicare... He is the Master Accountant of the health care system... Highly recommend !
Paul was a HUGE help with figuring out how to deal with my husband's switch to Medicare. We couldn't have done it without him!!!
Paul was recognized as one of the Valley’s “Trusted Advisors” by the San Fernando Valley Business Journal.
The focus of his practice is helping people choose the most appropriate Medicare Supplement, Part D and Medicare Advantage plans. He is an independent agent representing most of the major carriers. There is never a fee for his services (he is paid by the carriers). Paul has extensive experience in small group health insurance, Disability Insurance, Life Insurance and Long Term Care Insurance.
He was the 2017 recipient of Fernando Award - considered the highest award for volunteerism in the San Fernando Valley and the recipient of the 2014 C.K. Tseng Leadership Award –presented by North Valley Regional Chamber of Commerce.
Alberta Bellisario is a New York University graduate; who in 1984, met her future husband (David, not Paul) and began working in insurance and Northridge. Her business focus is health insurance including Covered California, Life Insurance and Long Term Care Insurance. During her career she has earned many professional designations including: CLU, (Chartered Life Underwriter) and ChFC (Chartered Financial Consultant.)
Alberta keeps current on the happenings in her field and in her community as a member of many professional and service organizations, such as: National Association of Health Underwriters, Society of Financial Service Professionals, National Association of Insurance & Financial Advisors, Women in Financial Services, VICA, Soroptimist International, National Association of University Women, and San Fernando Valley Marketing & Admissions Professionals for Seniors.
Gabriela has over 15 years experience in Health Insurance. She has worked in nearly every capacity in the field including 9 years of combined experience with 2 major health insurance carriers where she developed specialized skills in the design, implementation and management of employee benefit programs for firms large (mid-market, self funded and fully funded) and small.
Gabriela is bilingual, ENGLISH/SPANISH
Her expertise includes: Medicare products (Medicare Advantage/Medicare Supplement/Part D Prescription Drug plans), employee benefits, ancillary benefits, compliance, individual and family plans.