To help you navigate the complexities of Medicare Advantage, Medicare Supplements and Medicare Part D. To share with you the pros and cons of various options and help you converge on the best solution for your situation.
To represent the companies we are contracted with in a transparent manner. To share with our clients the pros and cons of various options and help them converge on the best solution.
Insurance products can be complicated, confusing and frustrating. There are some unique words in the insurance vocabulary. We act as your interpreter to try to “insure” your understanding.
First we ask a lot of questions to try to help you choose the best Medicare insurance solution for you. In some cases we have forms that we ask you to complete. Second, we do research (if needed). Third we make suggestions on what might be the most suitable solution. As best as we can we project ourselves into your situation and circumstances. Then, we ask ourselves “what would I do if I were this person?” Sometimes there is a clear and unique solution. More often there are several possibilities that require us to further discuss and clarify what’s most important to you. Our goal is to uncover the optimal solution.
A Medicare Supplement Insurance (Medigap) policy, sold by private companies, can help pay some of the health care costs that Original Medicare doesn’t cover, like copayments, coinsurance, and deductibles.
Medicare Part C - Medicare Advantage Plan (like an HMO or PPO).
Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are offered by private companies approved by Medicare.
Medicare Part D plans are offered by private companies to help cover the cost of prescription drugs. Everyone with Medicare can get this optional coverage to help lower their prescription drug costs. Medicare Part D covers both brand-name and generic prescription drugs at participating pharmacies.
We contract with most major carriers offering Medical, Dental, Vision, Short - Term, Travel and Supplemental Insurance
We now have a new service available that allows us to provide you with a link you can use to purchase life insurance in an easy and convenient manner with much less paperwork. This is best used for the purchase of term insurance or guaranteed Universal life products ( which act like term, but for a longer duration.) You can put in different options and see expected prices depending on health. For 5 hearts, you must be in super shape with no medications. I suggest that to get a realistic price you put in conservative data. 3 or 4 hearts may be appropriate for most healthy people with minor issues. I thought you might want to try it out as you consider what product will work best for you. If it does not work, please type it in your browser. If this doesn’t tell you everything you need to know then please email Alberta@pdinsure.com or call her at 818-888-0880 x302.
Traveling outside the U.S. and need coverage? Click here for a quote.
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Paul was recognized as one of the Valley’s “Trusted Advisors” by the San Fernando Valley Business Journal. Paul has been voted "Best Insurance Agent" by readers of the Daily News for 16 straight years.
The focus of his practice is helping people choose the most appropriate Medicare Supplement, Medicare Part D and Medicare Advantage plans. He is an ndependent agent representing most of the major carriers. There is never a fee for his services (he is paid by the carriers). Paul has extensive experience in small group health insurance, Disability Insurance, Life Insurance and Long Term Care Insurance.
He was the 2017 recipient of Fernando Award - considered the highest award for volunteerism in the San Fernando Valley and the recipient of the 2014 C.K. Tseng Leadership Award –presented by North Valley Regional Chamber of Commerce.
CA LICENSE #0669770
Alberta Bellisario is a New York University graduate; who in 1984, met her future husband (David, not Paul) and began working in insurance and Northridge. Her business focus is health insurance including Covered California, Life Insurance and Long Term Care Insurance. During her career she has earned many professional designations including: CLU, (Chartered Life Underwriter) and ChFC (Chartered Financial Consultant.)
Alberta keeps current on the happenings in her field and in her community as a member of many professional and service organizations, such as: National Association of Health Underwriters, Society of Financial Service Professionals, National Association of Insurance & Financial Advisors, Women in Financial Services, VICA, Soroptimist International, National Association of University Women, and San Fernando Valley Marketing & Admissions Professionals for Seniors.
CA LICENSE #0A02225
Jerry has been a licensed insurance agent for 26 years. During his career, he has been involved primarily with health insurance in one form or another. He has traveled around the states speaking to other insurance agents on various health related products and services.
Currently he is focused on Medicare health plan options and has done so for a number of years. This is what he plans to do for the balance of his career.
Jerry says that working with seniors is a pleasure and looks forward to helping them with understanding the 'alphabet soup' of plans and benefits that are associated with Medicare. As confusing as this can be, by spending a bit of time with him, he can can make a difference in your Medicare health plan options choices. His ultimate goal, since everyone has different needs, likes and dislikes, he does not try to fit his clients to a specific plan, but will find a plan that fits them.
CA LICENSE # 0796002
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